YOUR PRIVACY IS AN IMPORTANT ISSUE
You provide important information about yourself to a variety of
businesses and organizations. In fact, when you do business with our
financial institution, you're asked to provide us with personal
information. This information is important because it helps us get a
better picture of your needs, provide better service, and complete your
transactions more effectively.
We realize that along with gathering information comes responsibility.
That's why we've developed privacy policies by which we operate. These
policies outline how we use and safeguard the information that's given to
us. For this reason, we ask you to please read the following information
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the words "you"
and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us,
Safe Deposit Box
We will tell you the sources for nonpublic personal information we collect
on our customers. We will tell you what measures we take to secure that
We first define some terms.
We, our, and us means First National Bank in Pawhuska.
Nonpublic personal information means information about you that we collect
in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
An affiliate is a company we own or control, a company that owns or
controls us, and a company that owns or controls us, and a company that is
owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough to
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
We do not disclose any nonpublic personal information about you to anyone,
except as permitted by law.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard your nonpublic
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our customer relationship with you, we will not disclose
your nonpublic personal information to nonaffiliated third parties, except
as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers,
except a permitted by law.